Financial Planning Strategies for Achieving Economic Freedom at a Young Age

Authors

  • Hanni Putri Taqiyah Hanni Stebis Bina Mandiri

DOI:

https://doi.org/10.51805/dynamic.v2i2.462

Keywords:

financial, planning, financial freedom

Abstract

This study aims  to analyze finansial planning strategies as an effort to achieve finansial freedom at a young age. The main problem addressed is the low level of financial awarness and literacy among young people, wich leads to consumptive behavior and weak personal finansial management. This research employs a qualitative approach with descriptive method. Data were collected through literature studies and semi-structured interviews with young individuals who have implemented finansial planning. Data analysis was conducted through data reduction, data display, and conclusion drawing. The findings indicate that the main strategies applied include budgeting, recording expenses, regular saving, estabilishing emergency funds, and early investmen. Financial literacy and discipline ar identified as key supporting factors for succsessful financial planning. This study concludes that well-directed and consistent finansial planning can serve as an important foundation for young people in a chieving financial freedom.

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Published

2026-07-30